Tired of renting? Not sure if homeownership is right for you, or how to take the first steps? This Maine hoMEworks class covers the entire process of buying a home – making the decision, credit score basics, budgeting for homeownership, getting pre-approved for a mortgage, working with a realtor, property inspections, insurance, the closing process, energy efficiency, building equity and avoiding predatory lenders. The class will also provide an overview of no and low-down payment mortgage programs that are available to Maine residents, veterans and others. All students will have the opportunity to receive free, individualized pre-purchase counseling upon completion of the class. Please bring water and a bag lunch.

Couples use PromoCode "Home" to receive at $10 discount.

Whether you are 5 or 40 years from retirement, building your investor IQ starts with understanding the basics. This workshop will discuss the importance of developing a strategy, the impact of asset allocation and the influence of inflation on your long-term goals. You’ll learn investment strategies to help design the retirement you want, while helping you understand investing concepts at a level that suits your needs.

Does the A, B, C and D “Alphabet Soup” of Medicare feel overwhelming? Medicare, begun in 1965, is the US health plan available to qualified people aged 65 and older, as well as some disabled people below age 65. This overview reviews the way Medicare covers inpatient, outpatient and prescription drug costs, explains enrollment periods and reviews the types of products designed to partner with Medicare, including supplement plans, Medicare Advantage plans and prescription drug plans. This seminar will be informative for current beneficiaries, people beginning Medicare, and the adult, children, or loved ones of Medicare beneficiaries.